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Practical thoughts on budgeting, personal finance, and building better money habits.
July 28, 2026
How to Start Budgeting as a Student
Budgeting on a fixed allowance is different from budgeting with a salary. Here is a practical, no-judgment approach to getting started — built for students, by a student.
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July 28, 2026
The 50/30/20 Rule Explained
The 50/30/20 budget is one of the simplest frameworks for managing your money. Here is how it works, why it is effective, and how to adapt it to your actual income.
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May 9, 2026
Why Track Your Budget and Expenses?
Most people have a rough idea of what they earn but little clue where it all goes. Here is why changing that habit is one of the most useful things you can do for your finances.
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May 9, 2026
Why I Made Learnspense
I am a student with a limited allowance. I wanted to see where my money was going — so I built a tool to help me do exactly that.
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